{"id":800,"date":"2020-05-14T11:12:03","date_gmt":"2020-05-14T10:12:03","guid":{"rendered":"https:\/\/thefinancialeducation.co.uk\/?p=800"},"modified":"2020-06-10T21:07:16","modified_gmt":"2020-06-10T20:07:16","slug":"stamp-duty-land-tax","status":"publish","type":"post","link":"https:\/\/thefinancialeducation.co.uk\/index.php\/2020\/05\/14\/stamp-duty-land-tax\/","title":{"rendered":"Stamp Duty Land Tax in the UK"},"content":{"rendered":"\n<p>You must pay Stamp Duty Land Tax (SDLT) if you buy a property or land over a certain price in England and Northern Ireland.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img data-opt-id=1244006376  fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/www.powellslaw.com\/wp-content\/uploads\/2017\/03\/Stamp-Duty-Land-Tax-Calculator.jpg\" alt=\"Company Flat Purchases and Stamp Duty Land Tax - Powells Law\"\/><\/figure>\n\n\n\n<p>The tax is different if the property or land is in:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Scotland &#8211; pay&nbsp;<a href=\"http:\/\/www.gov.scot\/Topics\/Government\/Finance\/scottishapproach\">Land and Buildings Transaction Tax<\/a><\/li><li>Wales &#8211; pay&nbsp;<a href=\"https:\/\/beta.gov.wales\/land-transaction-tax-guide\">Land Transaction Tax<\/a>&nbsp;if the sale was completed on or after 1 April 2018<\/li><\/ul>\n\n\n\n<p>The current&nbsp;SDLT&nbsp;threshold is \u00a3125,000 for residential properties and \u00a3150,000 for non-residential land and properties.<\/p>\n\n\n\n<p>There are different rules if you\u2019re buying your first home. You get a discount (relief) that means you pay less or no tax if:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>you complete your purchase on or after 22 November 2017<\/li><li>the purchase price is \u00a3500,000 or less<\/li><li>you, and anyone else you\u2019re buying with, are first-time buyers<\/li><\/ul>\n\n\n\n<p>You pay the tax when you:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>buy a freehold property<\/li><li>buy a new or existing leasehold<\/li><li>buy a property through a&nbsp;<a href=\"https:\/\/www.gov.uk\/stamp-duty-land-tax\/shared-ownership-property\">shared ownership scheme<\/a><\/li><li>are&nbsp;<a href=\"https:\/\/www.gov.uk\/stamp-duty-land-tax\/land-and-property-transfers\">transferred land or property<\/a>&nbsp;in exchange for payment, for example you take on a mortgage or buy a share in a house<\/li><\/ul>\n\n\n\n<span class=\"collapseomatic \" id=\"id69d2b3079b0c3\"  tabindex=\"0\" title=\"&lt;strong&gt;&lt;a&gt;&lt;strong&gt;&lt;strong&gt;How much you pay&lt;\/strong&gt;&lt;\/strong&gt;&lt;\/a&gt;&lt;\/strong&gt;\"    ><strong><a><strong><strong>How much you pay<\/strong><\/strong><\/a><\/strong><\/span><div id=\"target-id69d2b3079b0c3\" class=\"collapseomatic_content \">\n\n\n\n<p><\/p>\n\n\n\n<p>How much you pay depends on whether the land or property is:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.gov.uk\/stamp-duty-land-tax\/residential-property-rates\">residential and whether you\u2019re a first-time buyer<\/a><\/li><li><a href=\"https:\/\/www.gov.uk\/stamp-duty-land-tax\/nonresidential-and-mixed-use-rates\">non-residential or mixed-use<\/a><\/li><\/ul>\n\n\n\n<p>You can use HM Revenue and Customs\u2019 (HMRC)&nbsp;<a href=\"https:\/\/www.tax.service.gov.uk\/calculate-stamp-duty-land-tax\/\">Stamp Duty Land Tax calculator<\/a>&nbsp;to work out how much tax you\u2019ll pay.<\/p>\n\n\n\n<p>You may be able to reduce the amount of tax you pay by&nbsp;<a href=\"https:\/\/www.gov.uk\/stamp-duty-land-tax\/reliefs-and-exemptions\">claiming relief<\/a>, such as if you\u2019re a first-time buyer or purchasing more than one property (\u2018multiple dwellings\u2019).<\/p>\n\n\n\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<span class=\"collapseomatic \" id=\"id69d2b3079b191\"  tabindex=\"0\" title=\"&lt;strong&gt;&lt;a&gt;&lt;strong&gt;The value you pay&nbsp;SDLT&lt;\/strong&gt;&lt;\/a&gt;&lt;\/strong&gt;\"    ><strong><a><strong>The value you pay&nbsp;SDLT<\/strong><\/a><\/strong><\/span><div id=\"target-id69d2b3079b191\" class=\"collapseomatic_content \">\n\n\n\n<p>The total value you pay&nbsp;SDLT&nbsp;on (sometimes called the \u2018<abbr class='c2c-text-hover' title='Something of value to which a party is not already entitled, given to the party in exchange for contractual promises. Consideration can take various forms, including a Monetary payment, Promise to do something or Promise to refrain from doing something.'>consideration<\/abbr>\u2019) is usually the price you pay for the property or land.<\/p>\n\n\n\n<p>Sometimes it might include another type of payment like:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>goods<\/li><li>works or services<\/li><li>release from a debt<\/li><li>transfer of a debt, including the value of any outstanding mortgage<\/li><\/ul>\n\n\n\n<p>Find out&nbsp;<a href=\"https:\/\/www.gov.uk\/stamp-duty-land-tax-the-amount-used-to-calculate-whats-payable#calculate-the-chargeable-consideration\">how to work out the <abbr class='c2c-text-hover' title='Something of value to which a party is not already entitled, given to the party in exchange for contractual promises. Consideration can take various forms, including a Monetary payment, Promise to do something or Promise to refrain from doing something.'>consideration<\/abbr><\/a>&nbsp;if your situation is complicated.<\/p>\n\n\n\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<span class=\"collapseomatic \" id=\"id69d2b3079b20e\"  tabindex=\"0\" title=\"&lt;strong&gt;&lt;a&gt;&lt;strong&gt;How and when to pay&lt;\/strong&gt;&lt;\/a&gt;&lt;\/strong&gt;\"    ><strong><a><strong>How and when to pay<\/strong><\/a><\/strong><\/span><div id=\"target-id69d2b3079b20e\" class=\"collapseomatic_content \">\n\n\n\n<p>You must send an&nbsp;SDLT&nbsp;return to&nbsp;HMRC&nbsp;and pay the tax within 14 days of&nbsp;<a href=\"https:\/\/www.gov.uk\/buy-sell-your-home\/transferring-ownership-conveyancing\">completion<\/a>.<\/p>\n\n\n\n<p>If you have a solicitor, agent or conveyancer, they\u2019ll usually file your return and pay the tax on your behalf on the day of completion and add the <abbr class='c2c-text-hover' title='to be the same as something, or to have the same effect as something'>amount to<\/abbr> their fees. They\u2019ll also claim any relief you\u2019re eligible for, such as if you\u2019re a first-time buyer.<\/p>\n\n\n\n<p>If they do not do this for you, you can&nbsp;<a href=\"https:\/\/www.gov.uk\/sdlt-completing-the-paper-return\">file a return<\/a>&nbsp;and&nbsp;<a href=\"https:\/\/www.gov.uk\/pay-stamp-duty-land-tax\">pay the tax<\/a>&nbsp;yourself.<\/p>\n\n\n\n<p>There are certain situations where&nbsp;<a href=\"https:\/\/www.gov.uk\/stamp-duty-land-tax\/reliefs-and-exemptions\">you do not need to send a return<\/a>.<\/p>\n\n\n\n<p>You may be charged&nbsp;<a href=\"https:\/\/www.gov.uk\/guidance\/sdlt-hmrc-compliance-checks#penalties\">penalties and interest<\/a>&nbsp;if you do not file your return and make your payment within 14 days of completion.<\/p>\n\n\n\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<span class=\"collapseomatic \" id=\"id69d2b3079b281\"  tabindex=\"0\" title=\"&lt;strong&gt;&lt;a&gt;&lt;strong&gt;Residential property rates&lt;\/strong&gt;&lt;\/a&gt;&lt;\/strong&gt;\"    ><strong><a><strong>Residential property rates<\/strong><\/a><\/strong><\/span><div id=\"target-id69d2b3079b281\" class=\"collapseomatic_content \">\n\n\n\n<p>You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price above \u00a3125,000 when you buy residential property, for example a house or flat.<\/p>\n\n\n\n<p>There are different rules if you\u2019re buying your first home and the purchase price is \u00a3500,000 or less.<\/p>\n\n\n\n<p>Use the&nbsp;<a href=\"https:\/\/www.tax.service.gov.uk\/calculate-stamp-duty-land-tax\/\"><abbr title=\"Stamp Duty Land Tax\">SDLT<\/abbr>&nbsp;calculator<\/a>&nbsp;to work out how much tax you\u2019ll pay.<\/p>\n\n\n\n<p>You must still send an&nbsp;SDLT&nbsp;return for transactions under \u00a3125,000 unless they\u2019re&nbsp;<a href=\"https:\/\/www.gov.uk\/stamp-duty-land-tax\/reliefs-and-exemptions\">exempt<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"rates-on-your-first-home\">Rates on your first home<\/h3>\n\n\n\n<p>You can claim a discount (relief) so you do not pay any tax up to \u00a3300,000 and 5% on the portion from \u00a3300,001 to \u00a3500,000.<\/p>\n\n\n\n<p>You\u2019re eligible if:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>you, and anyone else you\u2019re buying with, are first-time buyers<\/li><li>you&nbsp;<a href=\"https:\/\/www.gov.uk\/buy-sell-your-home\/transferring-ownership-conveyancing\">complete<\/a>&nbsp;your purchase on or after 22 November 2017<\/li><\/ul>\n\n\n\n<p>If the price is over \u00a3500,000, you follow the rules for people who\u2019ve bought a home before.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"if-you-paid-sdlt-on-a-shared-ownership-property-between-22-november-2017-and-29-october-2018\">If you paid&nbsp;SDLT&nbsp;on a shared ownership property between 22 November 2017 and 29 October 2018<\/h3>\n\n\n\n<p>You can apply for a refund if you paid&nbsp;SDLT&nbsp;but you did not get relief.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.gov.uk\/government\/organisations\/hm-revenue-customs\/contact\/stamp-duty-land-tax\">Write to&nbsp;<abbr title=\"HM Revenue and Customs\">HMRC<\/abbr><\/a>&nbsp;and include:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>the Unique Transaction Reference Number (UTRN) from your&nbsp;SDLT&nbsp;return &#8211; ask your solicitor if you\u2019re not sure<\/li><li>how much you overpaid<\/li><li>your bank or building society <abbr class='c2c-text-hover' title='Part of double entry records, containing details of transactions for a specific item.'>account<\/abbr> name, number and sort code<\/li><\/ul>\n\n\n\n<p>You must get your application to&nbsp;HMRC&nbsp;by 28 October 2019.<\/p>\n\n\n\n<p>You can also ask&nbsp;HMRC&nbsp;to send the refund to someone else, for example your solicitor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"rates-if-youve-bought-a-home-before\">Rates if you\u2019ve bought a home before<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"freehold-sales-and-transfers\">Freehold sales and transfers<\/h3>\n\n\n\n<p>You can also use this table to work out the&nbsp;SDLT&nbsp;for the purchase price of a lease (the \u2018lease premium\u2019).<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th scope=\"col\">Property or lease premium or transfer value<\/th><th scope=\"col\">SDLT rate<\/th><\/tr><\/thead><tbody><tr><td>Up to \u00a3125,000<\/td><td>Zero<\/td><\/tr><tr><td>The next \u00a3125,000 (the portion from \u00a3125,001 to \u00a3250,000)<\/td><td>2%<\/td><\/tr><tr><td>The next \u00a3675,000 (the portion from \u00a3250,001 to \u00a3925,000)<\/td><td>5%<\/td><\/tr><tr><td>The next \u00a3575,000 (the portion from \u00a3925,001 to \u00a31.5 million)<\/td><td>10%<\/td><\/tr><tr><td>The remaining amount (the portion above \u00a31.5 million)<\/td><td>12%<\/td><\/tr><\/tbody><\/table><figcaption><strong>Current rates for residential properties<\/strong><\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"new-leasehold-sales-and-transfers\">New leasehold sales and transfers<\/h3>\n\n\n\n<p>When you buy a new residential&nbsp;<a href=\"https:\/\/www.gov.uk\/leasehold-property\">leasehold property<\/a>&nbsp;you pay&nbsp;SDLT&nbsp;on the purchase price of the lease (the \u2018lease premium\u2019) using the rates above.<\/p>\n\n\n\n<p>If the total rent over the life the lease (known as the \u2018net <abbr class='c2c-text-hover' title='Value today of a future cash flow'>present value<\/abbr>\u2019) is more than \u00a3125,000, you also pay&nbsp;SDLT&nbsp;of 1% on the portion over \u00a3125,000 &#8211; unless you buy an&nbsp;<a href=\"https:\/\/www.gov.uk\/stamp-duty-land-tax-leasehold-purchases#assigned-leases\">existing (\u2018assigned\u2019) lease<\/a>.<\/p>\n\n\n\n<p>You can work out how much&nbsp;SDLT&nbsp;you\u2019ll pay for your new residential lease using&nbsp;HMRC\u2019s:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.tax.service.gov.uk\/calculate-stamp-duty-land-tax\/\"><abbr title=\"Stamp Duty Land Tax\">SDLT<\/abbr>&nbsp;calculator<\/a><\/li><li><a href=\"https:\/\/www.gov.uk\/stamp-duty-land-tax-leasehold-purchases#new-leases\">guidance on leasehold purchases<\/a><\/li><\/ul>\n\n\n\n<p><\/p>\n\n\n\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<span class=\"collapseomatic \" id=\"id69d2b3079b2ee\"  tabindex=\"0\" title=\"&lt;strong&gt;&lt;a&gt;&lt;strong&gt;Higher rates for additional properties&lt;\/strong&gt;&lt;\/a&gt;&lt;\/strong&gt;\"    ><strong><a><strong>Higher rates for additional properties<\/strong><\/a><\/strong><\/span><div id=\"target-id69d2b3079b2ee\" class=\"collapseomatic_content \">\n\n\n\n<p>You\u2019ll usually have to pay 3% on top of the normal&nbsp;SDLT&nbsp;rates if buying a new residential property means you\u2019ll own more than one.<\/p>\n\n\n\n<p>Use the&nbsp;<a href=\"https:\/\/www.tax.service.gov.uk\/calculate-stamp-duty-land-tax\/\"><abbr title=\"Stamp Duty Land Tax\">SDLT<\/abbr>&nbsp;calculator<\/a>&nbsp;to work out how much tax you\u2019ll pay.<\/p>\n\n\n\n<p>You may not have to pay the higher rates if you exchanged contracts before 26 November 2015.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"if-youre-replacing-your-main-residence\">If you\u2019re replacing your main residence<\/h3>\n\n\n\n<p>You will not pay the extra 3%&nbsp;SDLT&nbsp;if the property you\u2019re buying is replacing your main residence and that has already been sold.<\/p>\n\n\n\n<p>If there\u2019s a delay selling your main residence and it has not been sold on the day you complete your new purchase:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>you\u2019ll have to pay higher rates because you own 2 properties<\/li><li>you may be able to&nbsp;<a href=\"https:\/\/www.gov.uk\/government\/publications\/stamp-duty-land-tax-apply-for-a-repayment-of-the-higher-rates-for-additional-properties\">get a refund<\/a>&nbsp;if you sell your previous main home within 36 months<\/li><\/ul>\n\n\n\n<p>There are&nbsp;<a href=\"https:\/\/www.gov.uk\/guidance\/stamp-duty-land-tax-buying-an-additional-residential-property\">special rules<\/a>&nbsp;if you own property with someone else or already own a property outside England, Wales and Northern Ireland.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"special-rates\">Special rates<\/h3>\n\n\n\n<p>There are different&nbsp;SDLT&nbsp;rules and rate calculations for:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.gov.uk\/guidance\/stamp-duty-land-tax-corporate-bodies\"><abbr class='c2c-text-hover' title='a large company or group of companies that is controlled together as a single organization.'>corporate<\/abbr> bodies<\/a><\/li><li>people buying&nbsp;<a href=\"https:\/\/www.gov.uk\/stamp-duty-land-tax\/nonresidential-and-mixed-use-rates\">6 or more residential properties in one transaction<\/a><\/li><li><a href=\"https:\/\/www.gov.uk\/stamp-duty-land-tax\/shared-ownership-property\">shared ownership properties<\/a><\/li><li><a href=\"https:\/\/www.gov.uk\/sdlt-linked-purchases-or-transfers\">multiple purchases or transfers<\/a>&nbsp;between the same buyer and seller (\u2018linked purchases\u2019)<\/li><li><a href=\"https:\/\/www.gov.uk\/guidance\/stamp-duty-land-tax-buying-an-additional-residential-property\">purchases that mean you own more than one property<\/a><\/li><li><a href=\"https:\/\/www.gov.uk\/government\/publications\/stamp-duty-land-tax-higher-rates-for-purchases-of-additional-residential-properties\">companies and trusts buying residential property<\/a><\/li><\/ul>\n\n\n\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<figure><iframe src=\"\/\/players.brightcove.net\/2540076170001\/B1Hli6KCG_default\/index.html?videoId=6099858619001#t=19s\" allowfullscreen=\"\"><\/iframe><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<span class=\"collapseomatic \" id=\"id69d2b3079b374\"  tabindex=\"0\" title=\"&lt;strong&gt;&lt;a&gt;&lt;strong&gt;&lt;strong&gt;Stamp Duty &lt;abbr class=&#039;c2c-text-hover&#039; title=&#039;A reserve price is a minimum price that a seller would be willing to accept from a buyer. In an auction, the seller is not typically required to disclose the reserve price to potential buyers but the auctioner. If the reserve price is not met, the seller is not required to sell the item, even to the highest bidder.&#039;&gt;Reserve&lt;\/abbr&gt; Tax (SDRT)&lt;\/strong&gt;&lt;\/strong&gt;&lt;\/a&gt;&lt;\/strong&gt;\"    ><strong><a><strong><strong>Stamp Duty <abbr class='c2c-text-hover' title='A reserve price is a minimum price that a seller would be willing to accept from a buyer. In an auction, the seller is not typically required to disclose the reserve price to potential buyers but the auctioner. If the reserve price is not met, the seller is not required to sell the item, even to the highest bidder.'>Reserve<\/abbr> Tax (SDRT)<\/strong><\/strong><\/a><\/strong><\/span><div id=\"target-id69d2b3079b374\" class=\"collapseomatic_content \"> <\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>You pay&nbsp;SDRT&nbsp;on paperless transactions when you buy:<ul><li>shares in a UK company<\/li><li>shares in a foreign company with a share register in the UK<\/li><li>an option to buy shares<\/li><li>rights arising from shares already owned<\/li><li>interest in shares, like an interest in the money made from selling them<\/li><\/ul><\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Unit trusts and open-ended investment companies (OEICs)<ul><li>Unit trusts and OEICs are dealt with under special rules. When you buy units from a fund manager you\u2019re not charged&nbsp;SDRT. But when units are surrendered the fund manager is charged&nbsp;SDRT. The fund manager pays the&nbsp;SDRT&nbsp;directly to&nbsp;HMRC&nbsp;and usually passes this on to the unit holders through management charges.<\/li><li>If you buy units in unit trusts yourself you\u2019ll need to notify&nbsp;HMRC&nbsp;and pay any&nbsp;SDRT&nbsp;due.<\/li><li>If you are a financial institution dealing with units in unit trusts or shares in an&nbsp;OEIC&nbsp;you\u2019ll need to send an&nbsp;SDRT&nbsp;notice along with the correct payment to&nbsp;HMRC&nbsp;by the 14th of the month.<\/li><\/ul><\/li><\/ul>\n\n\n\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Further Reading<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.gov.uk\/stamp-duty-land-tax\">https:\/\/www.gov.uk\/stamp-duty-land-tax<\/a><\/li><\/ul>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>You must pay Stamp Duty Land Tax (SDLT) if you buy a property or land over a certain price in England and Northern Ireland. The tax is different if the property or land is in: Scotland &#8211; pay&nbsp;Land and Buildings <a href=\"https:\/\/thefinancialeducation.co.uk\/index.php\/2020\/05\/14\/stamp-duty-land-tax\/\" class=\"read-more\">Read More &#8230;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","_uag_custom_page_level_css":"","footnotes":""},"categories":[1],"tags":[],"table_tags":[],"class_list":["post-800","post","type-post","status-publish","format-standard","hentry","category-uncategorised"],"featured_image_src":null,"author_info":{"display_name":"admin","author_link":"https:\/\/thefinancialeducation.co.uk\/index.php\/author\/admin\/"},"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"education-hub-thumb":false},"uagb_author_info":{"display_name":"admin","author_link":"https:\/\/thefinancialeducation.co.uk\/index.php\/author\/admin\/"},"uagb_comment_info":4,"uagb_excerpt":"You must pay Stamp Duty Land Tax (SDLT) if you buy a property or land over a certain price in England and Northern Ireland. The tax is different if the property or land is in: Scotland &#8211; pay&nbsp;Land and Buildings Read More ...","_links":{"self":[{"href":"https:\/\/thefinancialeducation.co.uk\/index.php\/wp-json\/wp\/v2\/posts\/800","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thefinancialeducation.co.uk\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thefinancialeducation.co.uk\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thefinancialeducation.co.uk\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/thefinancialeducation.co.uk\/index.php\/wp-json\/wp\/v2\/comments?post=800"}],"version-history":[{"count":13,"href":"https:\/\/thefinancialeducation.co.uk\/index.php\/wp-json\/wp\/v2\/posts\/800\/revisions"}],"predecessor-version":[{"id":2225,"href":"https:\/\/thefinancialeducation.co.uk\/index.php\/wp-json\/wp\/v2\/posts\/800\/revisions\/2225"}],"wp:attachment":[{"href":"https:\/\/thefinancialeducation.co.uk\/index.php\/wp-json\/wp\/v2\/media?parent=800"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thefinancialeducation.co.uk\/index.php\/wp-json\/wp\/v2\/categories?post=800"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thefinancialeducation.co.uk\/index.php\/wp-json\/wp\/v2\/tags?post=800"},{"taxonomy":"table_tags","embeddable":true,"href":"https:\/\/thefinancialeducation.co.uk\/index.php\/wp-json\/wp\/v2\/table_tags?post=800"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}